Finance, the easy way With Centrepoint your Australian loan
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Finance, the easy way With Centrepoint your Australian loan
GET PRE-APPROVED NOW
Centrepoint Finance simplifies the finance application process by offering expert guidance, a wide range of lenders, tailored solutions, and online tools to save time and hassle.
Centrepoint Finance compares rates from a range of lenders to find you competitive finance options that suit your needs.
Our application process is quick and easy, with support available every step of the way to ensure a seamless experience.
Our streamlined application process and dedicated team means we can provide fast finance approvals for many of our products.
We understand that every client has unique financial needs, and we work with you to tailor a solution that is right for you.
At Centrepoint Finance, we can help you with a wide range of business finance, equipment finance and property finance. For competitive
rates, flexible options, fast approvals and friendly service, talk to us today.
With Centrepoint, your business can thrive with stress-free truck finance approvals that are fast, efficient, and ensure long-term success, with expert guidance & support every step of the way.
With Centrepoint Finance and our expert guidance, you can secure the best rates for your car finance needs, without the stress or hassle of navigating the complex world of lending options.
Centrepoint offers a wide range of earth moving equipment financing options to empower your business, with fast approvals, highly competitive rates, and a hassle-free application process.
Centrepoint offers a wide range of farm machinery financing options to empower your business, with fast approvals, highly competitive rates, and a hassle-free application process.
Whether you’re in retail, hospitality, or any other industry, Centrepoint Finance offers hassle-free financing options to refurbish or renovate your business premises at good rates.
Centrepoint’s expert team will guide you through hassle-free business acquisitions and mergers, providing expert support to help you achieve your next project with confidence.
Rego funding made easy with Centrepoint Finance’s flexible options to help you manage your vehicle registration costs.
Centrepoint’s expert team provides hassle-free trade finance solutions to help your business succeed in the complex world of international trade, with expert guidance and support every step of the way.
Centrepoint’s expert team provides hassle-free debtor finance solutions to help your business manage cash flow and keep operations running smoothly, with expert guidance and support every step of the way.
Centrepoint’s expert team provides hassle-free working capital solutions to help your business secure the funding it needs for your next acquisition, with expert guidance and support every step of the way.
Centrepoint’s expert team provides comprehensive debt restructuring solutions to help your business manage its debt and improve cash flow, with expert guidance and support every step of the way.
Centrepoint’s expert team provides hassle-free vendor finance solutions to help your business secure the funding it needs for your next acquisition, with expert guidance and support every step of the way.
Centrepoint’s expert team provides comprehensive property development finance solutions to help your business secure funding for your next project, with expert guidance and support every step of the way.
Centrepoint’s expert team provides comprehensive commercial property finance solutions to help your business secure funding for your next property purchase, with expert guidance and support every step of the way.
Centrepoint Finance works with a panel of lenders to find you the best rates for your finance needs.
We work with you to understand your needs and tailor a loan solution that is personalised to your specific situation.
Our experienced finance specialists provide expert advice on the best finance options to suit your individual circumstances.
Centrepoint Finance offers a range of finance options to suit a variety of needs, including loans for cars, equipment, and property.
Of businesses assisted
Lenders that work with us
Years of experience in finance
Staff members to assist you
With over 40 years of experience, a team of finance professionals, a wide range of lenders, and online tools that streamline
the application process, we make it easy for clients to access finance solutions that meet their unique needs and goals.
Please accept our sincerest thanks and gratitude for the service you provided to our Company! It was truly a pleasure to have been able to do business with your Company. Thank you once again for the professional way in which you conducted our finance requirements.
Jim & Lee./ Scott RoadwaysI’m thrilled with the outstanding services Centrepoint finance has provided as our dedicated business finance broker. I highly recommend Centrepoint to any business seeking a trustworthy partner committed to making finance easy and fostering growth.
Michael Holmes/ Chief Financial Officer, PSAH GroupWhen buying new equipment for a business you can’t go past Centrepoint finance. We’ve been using Katrina from Centrepoint finance for a while,
Katrina is so easy to deal with and helpful with equipment purchasing.
We were referred to Centrepoint through Voltage Accounting.
As ever, his advice has proved invaluable; we are now on our third contract with them and couldn’t be happier.
I had the pleasure of working with this Centrepoint Finance and was thoroughly impressed with their efficiency and professionalism. They exceeded my expectations and delivered great results on the project we collaborated on. Highly recommend their services.
Talk Digital/ BusinessmanA secured loan is backed by an asset (such as a car or property) that the lender can repossess if the borrower fails to make repayments. An unsecured loan, on the other hand, is not backed by an asset and typically has a higher interest rate to compensate for the increased risk to the lender.
Leasing is a finance option where a borrower pays a regular fee to use an asset (such as a car or equipment) for a set period of time, without actually owning it. At the end of the lease, the borrower can typically choose to purchase the asset or return it to the lender.
A chattel mortgage is a loan where the borrower uses an asset (such as a car or equipment) as security for the loan. The borrower owns the asset from the outset and can claim tax deductions for depreciation and interest.
These will vary depending on the type of finance being applied for, but may include things like proof of income, a good credit history, and a certain level of financial stability.
Common documents needed for a finance application include proof of identity, bank statements, payslips or tax returns, and information about any assets or debts.
Lenders will assess a range of factors when considering an application, including credit history, income, employment status, and existing debt. They will use this information to determine the likelihood that the borrower will be able to repay the loan.
The interest rate for a finance product will depend on a range of factors, including the type of loan, the amount borrowed, and the borrower’s creditworthiness. It’s important to understand the interest rate, as this will affect the overall cost of the loan.
Interest is usually calculated as a percentage of the outstanding loan balance, with interest added to each repayment. If the borrower misses a repayment or pays late, additional interest and fees may be added.
If a borrower misses a repayment or can’t make a payment on time, they should contact the lender as soon as possible to discuss their options. Depending on the lender, they may be able to negotiate a payment plan or a repayment holiday, but additional fees and charges may apply.
The time it takes to get approval for finance will vary depending on the lender and the complexity of the application. Some lenders offer fast approvals, while others may take several days or even weeks to assess an application.
Once an application is approved, the lender will provide details of the loan, including the interest rate, repayment schedule, and any fees or charges. The borrower will then need to sign a loan agreement and begin making repayments.
Some lenders allow borrowers to apply for finance online, while others may require an in-person meeting or application. It’s important to understand the lender’s requirements before applying, and to ensure that all necessary documents are provided in a timely manner.
Quick & easy process
We do the heavy lifting for you
Flexible payment terms
How Debt Restructuring Works Debt restructuring is a financial strategy that Centrepoint Finance offers to help individuals and businesses manage their debt. It involves renegotiating the terms of existing debt to make it more manageable for the borrower. This can include reducing the interest rate, extending the repayment period, or reducing the principal amount owed. […]
When you’re looking to buy a car in Australia, you may not have the funds upfront to pay for it in full. Car finance is a popular option that allows you to purchase a car and make repayments over time. However, there are a few things you should know before committing to a car loan. […]
In today’s fast-paced business world, mergers and acquisitions have become commonplace. Many companies are seeking to grow and expand through mergers and acquisitions. However, these transactions require careful planning and execution to ensure success. In this blog post, we will discuss the basics of business acquisition and mergers, and how they can benefit your business. […]
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