Finance your
commercial property with Centrepoint

Commercial Property finance

Centrepoint Finance has a team of experienced professionals ready to assist clients with their commercial property finance needs, providing tailored solutions to help them achieve their investment goals.

GET PRE-APPROVED NOW
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Get Pre-Qualified

We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate on commercial property finance.

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Easy

We compare commercial finance options and rates from over 20 lenders working with major banks, non-bank lenders and private lenders. Make your decision simple.

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Fast approvals

We work hard to get your loan approved fast. Same-day approvals are available to secure your business loan today.

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Tailored

Our commercial team takes time to understand your business needs and find a tailored, flexible finance solution.

Centrepoint Benefits

as easy as 1-2-3

We have access to all the major mortgage lenders. So whatever your requirements are, be it purchasing land, acquiring an office or warehouse whether for your own occupation or for investment purposes, we can source and structure a loan to suit you.

A wide offering of loan options are available, including:

  • STANDARD VARIABLE RATE – the loan interest rate rises and falls in line with prevailing market interest rates.
  • FIXED RATE
    – the interest rate is fixed for the term of the loan.
  • LOW DOCUMENTATION
    – Investors who are unable to supply required financial records at the time of application. Financiers will lend up to a set percentage of the property’s value without financial verification.
  • INTRODUCTORY RATE
    – sometimes called a ‘honeymoon’ loan because you
    benefit from a lower interest rate usually for the first six months to three years.
  • LINE OF CREDIT
    – a very flexible type of loan which enables you to use the equity you have in your loan for any worthwhile purpose. Ideal for the disciplined investor.

We have access to all the major mortgage lenders. So whatever your requirements are, be it purchasing land, acquiring an office or warehouse whether for your own occupation or for investment purposes we can source and structure a loan to suit you.

A wide offering of loan options are available, including:

  • COMBINATION (‘SPLIT LOAN’) – allows you to divide your loan between two different loan structures; for example, half of your loan can be a fixed rate and the other half a standard variable rate.
  • STANDARD VARIABLE RATE – the loan interest rate rises and falls in line with prevailing market interest rates.
  • FIXED RATE – the interest rate is fixed for the term of the loan.
  • INTRODUCTORY RATE – sometimes called a ‘honeymoon’ loan because you benefit from a lower interest rate usually for the first six months to three years.
  • LINE OF CREDIT – a very flexible type of loan which enables you to use the equity you
    have in your loan for any worthwhile purpose. Ideal for the disciplined investor.
  • COMBINATION (‘SPLIT LOAN’) – allows you to divide your loan between two different loan structures; for example, half of your loan can be a fixed rate and the other half a standard variable rate.

How it works

We break down our process into 4 simple steps

01

Apply online

3 mins
25%

Consult with one of our experts to find out what options would suit you best

02

Upload Documents

2 mins
50%

We will request certain documents from you. These will be used to personalise your loan.

03

Get Pre-approved Now!

1 mins
75%

Once we have processed your application, we’ll get back to you with a personalised rate

04

Get Approved

Same day
100%

Once approved, you will finally be able to take ownership of your commercial property!

More than 40 lenders in our portfolio
ensure competitive rates

We make Commercial Property Finance easy

We find you the best car loan rate for your credit profile

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Easy online application

Easy online applications for commercial property finance provide businesses with a convenient and efficient way to apply for financing, reducing the time and stress involved in securing funding for commercial property purchases.

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Great low-interest rates

Great low-interest rates for commercial property finance offer businesses cost-effective financing options for their property purchases, reducing their costs and improving their return on investment.

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Multiple commercial property loan choices

Multiple commercial property loan choices for commercial property finance provide businesses with a range of financing options to meet their specific needs and goals, allowing them to secure the funding they need for their property purchases efficiently.

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Experience Mortgage brokers

Centrepoint’s experienced brokers for commercial property finance offer businesses expert guidance and support in securing the funding they need for their property purchases, ensuring they make informed decisions and find the best financing options for their needs.

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The right solution for your investment purposes

Centrepoint’s focus on finding the perfect solution for your commercial property finance needs ensures that businesses receive customized financing options to meet their specific goals, allowing them to effectively finance their property purchases and achieve their business objectives.

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Personalised commercial lending services

Centrepoint’s personalised commercial lending services for commercial property finance provide businesses with customised financing options and personalized support, ensuring they receive the funding they need for their property purchases and achieve their business goals in an efficient and effective manner.

Frequently asked questions

Eligibility Requirements

The basic eligibility requirements for commercial property finance in Australia can vary depending on the lender and the type of property being purchased. However, most lenders will require the borrower to have a good credit rating, a solid financial history, and sufficient income to service the loan.

Lenders will typically assess a range of factors when assessing eligibility for commercial property finance, including the borrower’s credit rating, income, and financial history.

The documents and information required to apply for commercial property finance may vary depending on the lender and the type of property being purchased.

Loan Products and Features

There are several loan products available for commercial property finance in Australia, including variable-rate loans, fixed-rate loans, and interest-only loans.

Choosing the right loan product for a commercial property investment can depend on several factors, including the type and value of the property, the borrower’s financial situation, and the purpose of the loan.

Interest rates and repayment terms for commercial property finance can vary depending on the lender and the loan product chosen.

Loan Application Process

Understanding the eligibility criteria for commercial property finance, including factors such as credit score, income, and property value.

Understanding the documentation required to apply for a commercial property loan, including financial statements, business plans, and property details.

Understanding the loan approval process, including the steps involved, the timeline, and how to increase your chances of approval.

Loan Repayment

Understanding the available repayment options, including fixed payments, variable payments, and additional payments.

Understanding the consequences of late loan payments and the steps you can take to avoid defaulting on your loan.

Understanding the option to refinance your commercial property loan, including when it’s a good idea to refinance and how to go about doing it.

What makes us different?

Centrepoint Finance has a team of experienced professionals ready to assist clients with their commercial property finance needs,
providing tailored solutions to help them achieve their investment goals.

(07) 3722 2400

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